Loans & Grants

List of national, state and local resources on funding opportunities. New resources are added as information becomes available.

Government loan/grant programs
Colorado

Colorado OEDIT

Colorado Startup Loan Fund

The Colorado Startup Loan Fund provides loan capital to mission-based lenders to provide loans to Colorado entrepreneurs and small business owners needing capital to start, restart, or restructure a business, and those who are not able to obtain a loan from traditional lenders. This is a revolving loan fund, meaning the dollars will be used to continue supporting new entrepreneurs as loans are repaid. OEDIT has partnered with eight mission-driven lenders to provide micro loans under $150,000 to small business owners and entrepreneurs with capital from the Colorado Startup Loan Fund.

Area served: Colorado
Audience: Small Business Owners
Application deadline: Tuesday, June 1, 2032
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Nonprofit loan/grant programs
California

Jewish Free Loan Association

Business Loans

As a non-profit organization, the Jewish Free Loan Association helps people of all races and religions by offering zero interest, zero fee personal and business loans with no collateral, just a qualified guarantor. Business loans are considered on a case-by-case basis and can be up to $25,000 maximum.

Area served: Los Angeles, Ventura counties, California
Audience: Small Business Owners
Application deadline: Open, no end date posted
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State loan/grant programs
New Mexico

New Mexico Economic Development Department

Job Training Incentive Program (JTIP)

The Job Training Incentive Program (JTIP) funds classroom and on-the-job training for newly-created jobs in expanding or relocating businesses for up to 6 months. The program reimburses 50-90% of employee wages. 

Area served: New Mexico
Audience: Small Business Owners
Application deadline: Open, no end date posted
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Local government loan/grant programs
Georgia

The Decatur Downtown Development Authority

Commercial Grants Program for Small Business

The Decatur Downtown Development Authority is offering three grant programs to help small businesses with exterior enhancements, interior improvements, and marketing needs. Each grant is open for applications on a quarterly basis.

Area served: City of Decatur, Georgia
Audience: Small Business Owners
Application deadline: Open, no end date posted
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State loan/grant programs
Delaware

Export Delaware

Compass Grant

The Compass Grant helps Delaware small businesses navigate international business development through grant funding to support marketing and sales activity around the world.


Area served: Delaware
Audience: Small Business Owners
Application deadline: Open, no end date posted
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National Resources

Featured national resource
Government loan/grant programs
National

U.S. Department of the Treasury

State and Local Fiscal Recovery Funds

The Coronavirus State and Local Fiscal Recovery Funds provide a substantial infusion of resources to help turn the tide on the pandemic, address its economic fallout, and lay the foundation for a strong and equitable recovery.

Audience: Small Business Owners
Application deadline: Open, no end date posted
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Corporate loan/grant programs
National

The Halstead Grant

2024 Halstead Grant

The Halstead Grant is an annual award for emerging silver jewelry artists. The experience is designed to help jewelry entrepreneurs create a strategy to kick-start their careers. 

Audience: Small Business Owners
Application deadline: Wednesday, May 1, 2024
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Nonprofit loan/grant programs
National

NDN Collective

Community Self-Determination Grant

This grant opportunity will provide Tribal Nations, communities and organizations as an investment in Indigenous power and a means to foster equity and inclusion, and to reframe decision-making with those most impacted. Applications open May 29, 2024.

Audience: Small Business Owners
Application deadline: Wednesday, July 17, 2024
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Government loan/grant programs
National

United States Department of Agriculture

USDA Direct Farm Operating Loan

The Farm Service Agency offers loans to help farmers and ranchers get the financing they need to start, expand or maintain a family farm.

Audience: Small Business Owners, Self-employed
Application deadline: Open, no end date posted
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Corporate loan/grant programs
National

HerSuiteSpot

HerRise Micro-Grant

Each month a $500 micro-grant will be awarded to a for-profit small business owned by women of color. Past recipients used their growth grants for computers, equipment, marketing materials, software purchase, website creation and more.

Audience: Small Business Owners, Self-employed
Application deadline: Open, no end date posted
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